Top 4 Mistakes You Are Making and Don’t Even Know It
1. Posting your activities on social media.
Your employer or their insurance company will often conduct surveillance on injured workers to see how active they are in their daily lives. Often, they will contact your coworkers, who may be “friends” with you, or hire a company that will conduct a search of your social media accounts looking for pictures that you posted of your activities, statements that you posted, or even search your friends to see what they posted about you and your activities. Anything you post or anything posted about can and will be used against you!
2. Allowing your doctor to talk to an insurance nurse.
The insurance company often sends a “Rehab Nurse” to your medical appointments or wants you to allow them to call your doctor. Even without your permission, many such “nurses” will call your doctor to do their best to encourage the doctor to release you from care, release you to work full duty, question whether a diagnostic film or medical procedure is needed. You are well within your rights to ask your doctor whether the insurance nurse is contacting him or her and what is being said. If the nurse comes to your appointments, some doctors will agree to talk to the nurse privately after your visit. You should insist on being present when your medical condition is being discussed. After all, who has the most vested interest in your health care? YOU!
3. Paying your own litigation costs in court.
You can hire many law firms under the “no recovery- no fee” arrangement. But what about litigation costs? These are the costs that must be paid if your case is in court and include costs of medical records, hearing transcripts, and witness fees. These costs often add up to thousands of dollars. When you hire a lawyer, you must ask if you are responsible for those costs or not. Will you be asked to advance $3,000 for your doctor’s deposition fee? Even if your lawyer will advance those costs, are you responsible for reimbursing your lawyer? At MyCompLawyers we advance all costs and never seek reimbursement from our clients.
4. Assuming that your job or health care insurance is protected.
The Pennsylvania worker’s comp act does NOT require your employer to hold your job open for you or continue to pay for your health insurance after a work injury. This is a common misconception. Some employers will voluntarily hold your job or pay for insurance for a while if they believe you may be back to work shortly, but they are not required by the PA workers’ comp act. Many employers will NOT hold your job and may send you a bill if you want to personally pay for your health insurance after a work injury.