Understanding PA Workers’ Compensation Claims
Workers’ compensation claims in PA are much more complex than many people realize. Once you’ve been injured on the job, there are several things that will be part of the process:
1) The steps you take immediately could affect your workers’ comp claims in PA.
Once you’ve suffered an injury at work, you’ll want to get immediate medical help if you need it. If there’s a chance you’ve suffered a head injury or if you’re seriously injured, get someone to contact emergency services for you. In addition to prompt medical attention, however, you’ll want to start documenting your injuries and report your injuries to your supervisor, manager or the appropriate person at your workplace.
You’ll also want to start documenting any costs you incur as a result of your injuries and medical costs. Keep a careful record of how the injury affects you. At this stage, you may also want to get legal advice from My Comp Lawyers about your Pennsylvania workers comp claim. We can help guide you through what can be a complex process and pursue every avenue so you get the maximum compensation.
2) Stay informed about your Notice of Compensation Payable and your Statement of Wages.
The Notice of Compensation Payable and Statement of Wages are filed with the Pennsylvania Department of Labor and Industry and are filled out by the workers’ compensation insurance carrier. You should get a copy of this paperwork and check it carefully to ensure your wages, the description of your injury, and your type of employment is filled out correctly.
Incorrect information can hurt your Pennsylvania workers’ compensation claim. For example, if a fracture is inaccurately listed as a sprain, you may not get the full benefits you’re entitled to. If your wages are listed as lower than your actual pay, you may get less than you deserve. If you have trouble getting a copy of the Notice of Compensation Payable of if the information is not accurate, contact My Comp Lawyers to get the situation rectified.
3) Act quickly if you receive late checks or checks for less than you expect.
If an insurer sends you late checks, contact My Comp Lawyers after noting when the check arrived and making copies of the check and envelope. Similarly, if you are receiving less than you expect because of offsets or for other reasons, get legal help. My Comp Lawyers can review your benefits to ensure you are getting the maximum that you deserve.
4) Know what to do if your claim is denied.
When you sustain an injury at your job, workers’ compensation insurance is supposed to reimburse you for your wages during the time you cannot work. Unfortunately, denied workers’ comp claims are all too common in Pennsylvania. If you received notice of a claim denial and aren’t sure what to do, My Comp Lawyers can help. Hire us to fight your denied workers’ comp claim and let us help you get the payments you deserve.
There are a variety of reasons why an insurer might deny your claim for workers’ comp benefits. Because the law requires notifying the insurance carrier and the state quickly, failure to act promptly can cause a denial. In other cases, your employer may dispute that the injury or illness happened at work. If your employer disputes the injury, your attorney at My Comp Lawyers will gather evidence that supports your claim. Some insurers look for minor reasons to deny a claim. For example, if the insurer decides your injury is not serious enough to warrant payment, you may need to hire an attorney.
Read your denial notice carefully because it will tell you how to appeal. In some cases, a fast phone call to the insurer can resolve any outstanding issues. In other cases, you’ll need a workers’ comp attorney experienced with Pennsylvania law to get you the payments you deserve.
Do You Need Help with the Claims Process?
Your attorney will review your claim and answer your questions during your free consultation. If you decide to proceed, your attorney will represent you at an administrative hearing and beyond if necessary. At Frommer, D’Amico and Anderson, workers’ compensation is the only field of law we practice. All of our attorneys are certified as workers’ comp experts by the state of Pennsylvania. If you cannot travel to our office, your attorney will come to you. Personal attention and caring representation set us apart from every other workers’ comp law firm in Pennsylvania.
You’ll also get:
- Convenient access to your attorney. Your attorney can talk to you at night, over the weekend or in your home — wherever it is convenient for you.
- Cost-effective representation. Review our contingency agreement and you’ll find that we provide free case management services. We also don’t charge for depositions, transcripts, medical or doctor records.
- Your questions answered — fast. Avoid frustrating delays and skip leaving unanswered messages with secretaries. You’ll get the detail-oriented representation you deserve.